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Frequently Asked Questions
What is your lending area? Tennessee, Our emphasis is on middle and east Tennessee.
I want to buy a home but I don’t have much money to pay down. What can I do? Just call and one of our friendly loan originators will give you the information you need to qualify for one of the low or no down payment loan programs.
What do I need to bring to apply for my loan? Information about your Income, such as the last two W2’s and a couple of check stubs. If self-employed two years tax returns. A list of payments made monthly.
When can I lock in my interest rate? Anytime from application to a few days before closing is set.
Should I refinance my mortgage? We can help you answer this with a free Evaluation of your current loan compared to current rate and terms. Generally one needs to be lowering the rate two percent. However, in some cases a shorter term or debt consolidation makes a refinance worth while.
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Copyright © 2001 Anchor Mortgage Associates, Inc. |
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Website designed and maintained by Fall Solutions.
